Florida General Contractor License: Step-by-Step Guide for 2025
If you’ve ever tried to take on a big building job in Florida, you know it’s not as simple as picking up a hammer. Without the right license, you can’t pull permits, land real jobs, or protect yourself legally. That’s the hard truth.
Getting your general contractor license is a must if you want to work legally and grow your construction business in Florida.
In this guide, you’ll learn what it takes to qualify to get the general contractor license.
Table of Contents
Understanding the Role of a General Contractor in Florida
In Florida, a general contractor is more than just a builder. You’re in charge of the entire job from hiring subcontractors to getting permits, making sure the project follows code, and keeping everything on schedule. It’s a serious role with legal responsibilities.
Who Needs to Be Licensed?
You need a license if:
- You’re managing more than one trade (e.g., electrical and drywall).
- You’re pulling building permits.
- The total cost of the project exceeds $2,500.
- The job involves structural framing, roofing, or systems like HVAC.
Even if you’re experienced, you can’t legally take on these jobs unless licensed through the Florida Department of Business and Professional Regulation (DBPR).
Certified vs. Registered Licenses in Florida
Florida offers two license options for general contractors. Here’s how they compare:
| Type | Certified License | Registered License |
| Scope | Valid across the entire state of Florida | Only valid in specific city or county |
| Issued By | Florida DBPR + Construction Industry Licensing Board (CILB) | Local municipal or county licensing authority |
| Exam Required | Yes – must pass state-level exams | May not require full state exam (varies by location) |
| Use Case | Ideal for contractors working in multiple counties or cities | Limited to local jobs; not valid statewide |
| Status After 2025 | Remains valid statewide | Most will be phased out due to House Bill 735 |
If you have a registered license, you’ll eventually need to:
- Upgrade to certified status
- Pass the state exam
- Meet updated financial and insurance rules
Licensing Requirements Set by the Florida DBPR
Before you can apply for a contractor license in Florida, you need to meet some basic rules set by the Department of Business and Professional Regulation (DBPR).
You must be 18 or older
You also need a Social Security Number or ITIN to apply.
You need construction experience
You must have at least 4 years of experience, with 1 year as a supervisor. College or military construction experience may count. You’ll need a signed experience form.
Background check and fingerprints
You must get fingerprinted through a Livescan provider. Any criminal history must be disclosed honestly.
Show financial stability
You need a credit score of at least 660. If your score is lower, you can take a 14-hour financial course and show a surety bond to qualify.
Step-by-Step Licensing Process
1. Choose Your License Type
Most people go for the certified license since it’s valid statewide.
2. Complete the Application
Apply online through the DBPR website or by mail using the CILB 5-A form.
3. Pay Your Fees
Fees range from $95 to $295, depending on when you apply.
4. Schedule and Pass the Required Exams
You must pass:
- Business & Finance
- Contract Administration + Project Management
These are open-book exams. Prepare using courses from schools like Gold Coast or Contractor Campus.
5. Get Fingerprinted
Use a Livescan provider for the background check.
6. Wait for Final Approval
Approval usually takes 60 to 90 days once all steps are complete.
Costs Involved in Getting Licensed
| Item | Estimated Cost |
| Application Fees | $95–$295 |
| Exam Fees | $240–$300 |
| Fingerprinting | $50–$75 |
| Study Materials & Prep Courses | $300–$800 |
| Insurance & Bonding | Varies by credit/business |
Estimated total cost: $1,000 to $2,500 depending on prep and financial status.
Insurance and Bonding Requirements
To protect your business and meet DBPR rules:
- General Liability Insurance: Minimum $300,000 for injury and $50,000 for property damage
- Workers’ Compensation: Required unless you apply for an exemption
- Surety Bond: Needed if your credit score is under 660; can be reduced with a 14-hour financial course
Key Deadlines and Renewal Process
Florida contractor licenses expire every two years, on August 31 of even-numbered years.
To renew, you must:
- Complete 14 hours of continuing education
- Submit updated insurance and financial documents
- Pay renewal fees
Missing the deadline means late fees or suspension.
What Changes After July 2025 (HB 735 Implementation)
Starting July 1, 2025, due to House Bill 735:
- Local registered licenses will no longer be valid
- Only certified licenses will be recognized
- Contractors must apply through the DBPR for certified status
If you hold a registered license:
- Start the upgrade process now
- Submit your application, pass exams, and meet certified requirements
Tips to Pass the Florida Contractor Exam
To pass the state exams:
- Use the approved reference books for open-book format
- Take practice tests to get familiar with timing
- Join prep courses like Gold Coast or Contractor Campus
- Practice finding answers fast; time management is key
On test day:
- Bring two IDs and only approved materials
- Arrive early and stay calm
FAQs About Contractor Licensing in Florida
How do I get a general contractor license in Florida?
Meet DBPR requirements, pass exams, submit fingerprints, and provide insurance.
How much does it cost for a general contractor license in Florida?
Total costs range from $1,000 to $2,500, including all fees and materials.
How hard is the Florida general contractor test?
It’s open-book but requires preparation. Many pass with proper study.
What is the difference between CGC and CBC in Florida?
- CGC: Work on any structure, anywhere in Florida
- CBC: Limited to buildings up to 3 stories and some residential
Conclusion
Getting your Florida general contractor license takes time, money, and effort but it’s the only way to work legally and grow your business. Start by checking your experience, organizing documents, and preparing for the exam.
If you already hold a local license, don’t wait. The new rules coming in 2025 mean you need to transition now to keep working without interruption.
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